Releasing some of the equity value in your property provides you with a tax-free lump sum, which can be used to provide a regular additional income, pay for one-off purchases or improve your lifestyle or that of your loved ones. Calibre’s trained advisers can give you the information you need to find out more.

​

Equity release refers to home reversion plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration

​

However, taking out an equity release plan is a big decision, and making sure you release equity safely is extremely important. The amount you can release from your property will be dependent upon your age and property value, as well as any specific lender criteria. Equity Release schemes may work out more expensive than alternatives such as downsizing to a smaller property and can affect eligibility for state benefits and grants.

​

Although it can be a straightforward method of accessing funds when you need them, equity release isn’t suitable for everyone. At Calibre our specialist advisers are qualified and authorised to advise clients considering equity release.

 

They will take the time to fully understand your circumstances and then provide you with a recommendation based upon your individual needs, so that you make a fully informed decision.

​

All equity release advice and plans enjoy the built-in safeguard of being regulated ensuring that our customers who take out an equity release plan are protected throughout the process.

​

For Equity Release we can be paid by commission or a fee of usually 1.5 % of the loan amount or a combination of both.